AC Leaking Water Inside: Causes, Fixes, and When to Shut It Off
Water around your air handler or dripping through the ceiling? Find the cause by where the water shows up, and learn when to shut the AC off first.
July 29, 2026 · 13 min read
HVAC Repair Desk is a library of 56 guides on air conditioners, furnaces, heat pumps, and the thermostats that run them. Each one is written so you can tell a five-minute fix from a real service call, and know which jobs are safe to do yourself.
Four checks to run before you call anyone.
Set it to Cool and a few degrees below the room. A blank screen usually means dead batteries, and a dead thermostat never calls for cooling.
An AC that clicks but will not start, or does nothing at all, often sits behind a tripped breaker. Reset it once. If it trips again, leave it.
A filter clogged solid chokes airflow until barely any cold air moves. Pull it, hold it to the light, and replace it if you cannot see through it.
Frost on the copper refrigerant line means the system is freezing up. Turn it off at the thermostat and let it thaw fully before running it again.
If all four check out, or the line keeps icing over, it is a refrigerant or electrical fault and a job for a licensed technician.
Read the full AC not cooling guideEvery guide sits in one of 5 topics. Start with whatever is wrong today.
Warm air, no start, short cycling, odd smells. Read the symptom, then decide who fixes it.
No cooling in a heat wave or no heat in a freeze, and what to do in the first hour.
Filters, coils, and tune-ups. The cheap habits that head off the expensive breakdown.
Sizing, efficiency, and real install costs to weigh before you sign a quote.
Water around your air handler or dripping through the ceiling? Find the cause by where the water shows up, and learn when to shut the AC off first.
July 29, 2026 · 13 min read
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Yes, in most indoor cases. Set the thermostat to Off if water is on a finished floor, running down a wall, or coming through a ceiling, and shut the breaker if water is near the electrical whip or the blower. The one exception is a coil that has iced over: switch cooling Off but leave the fan On so the ice thaws faster. Water on the outdoor pad needs no action at all.
A horizontal loop for a whole house usually needs a quarter acre or more of clear, diggable ground, kept clear of the septic field, well head, buried utilities, and mature tree roots. A vertical borehole field needs far less surface area, often just a few bores spaced roughly 20 feet apart, which is why small lots almost always end up vertical.
It's worth it when the whole home reads above 55 percent for weeks at a time, the dampness spans multiple floors, and the AC already runs long cycles. If one room is damp, a portable does the same job for far less.
Only when a covered peril broke it. Fire, lightning, hail, windstorm, a falling tree, vandalism, and theft are the usual ones, and the claim is subject to your deductible. A system that simply wore out, seized, or stopped cooling after ten or fifteen years is excluded under the wear and tear clause of every standard policy. Adding an equipment breakdown endorsement closes part of that gap by covering sudden mechanical or electrical failure, but it still will not pay for gradual deterioration or neglect.
No cooling during extreme heat, a burning or electrical smell, a refrigerant leak, water pooling near the indoor unit, or a breaker that trips repeatedly all qualify. A system that still cools but runs louder than usual can typically wait for a scheduled appointment.